In Real Estate, You Need Tinder, Kindling, and fuel

October 27, 2007

When I go camping, I get much inspiration from the campfire. The campfire inspiration helps me with my perspective on things, and supports my business building endeavor. I have plenty of opportunties to build a campfire too. I know  the fundamentals to building a successful,  long lasting fire.

Next time you are in nature, and have the opportunity to make a campfire, study the process that you go through in buiding your fire.  See how you can apply basics of  campfire building  to growing your own business, or taking it to the next level. 

A fire must have oxygen to breath. To breath, there must be a tunnel of air at the bottom or ground level of the fire buildup. A business also needs good air, the oxygen, coming in so the business can grow, and continue. I make a fire by first gathering thre three essential ingredients: tinder, kindling and fuel. I learned this from my years in  Scouting, and camping with friends and family. Gather the amount you need, and have plenty of supply available. In business, you also need to gather the tools, and systems you need to bring forth the business activity.  You have to start with fundamentals.    Like a fire, every business has at least three fundamentals. These are the three essential building blocks to making a successful fire or business.

Next, I decide on the shape of my fire construction. I like the teepee campfire type the best. It works for me. I have a proven and tried system that works in my business too.  I stay with something until I find a better way. As of now, I have not found a better fire formation than the teepee fire type. It is easy to build. I gather three to four pieces of bigger wood, the fuel. I put them up in the form of a teepee, each log leaning against each other.  Then, I put a couple pieces of smaller wood, the kindling sticks, flat down on the ground, parallel to each other. On top of the kindling I spread the tender, which is the real small,  stuff to get the fire going: twigs, dried grass, leaves, or paper. I make sure I don’t add too much to prevent the flow of oxygen into the fire. Then, I add more longer kindling, which is  thinner than  the fuel, but thicker than the tender,  up next to the bigger pieces of fuel wood. I follow this process always, because bulding a fire is a process, just like building a business is a process.    I stay focused and consistent in the building and growing process. Building  a fire is an analogy of the process  in buying or selling a home, or a process in running a shop. We gather the essential tools, and make the essential preparations. I like this tender, kindling and fuel analogy. A business needs good preparation. Goals have to be planned. The shape of the business and type of business have to be decided, just like the shape of the fire center, has to be constructed. There is much trial and error in the beginning. We try to build in one way, and not able to get anywhere, so we try another way. With campfire building, we have to gather some experience, so that we know what type of wood we will need, how much, what type of campfire will work best in what condition, whether it is windy, wet or calm. Be prepared is a lesson always. 

Lighting the fire is the fun part of it all. I am not always successful with lighting my fires and wonder what I did wrong in the building process. The match just does not always get the fire burning. What to do. Perhaps we have all thought about our mistakes in business, or what we need to do to rebuild our business, make it stronger, get it moving forward. It is all in how we constructed our plans, our fire, so to speak. Once the fire is lit, we can sit and watch the unfoldment of our work, our plan. It is a rewarding opportunity.


Seven Qualities of Good Citizenship

October 27, 2007

I grew up in ranch style homes, and in a very patriotic family. Dad was the most patriotic American I ever knew. Dad just about had the Declaration of Independence and the United States Constitution internalized, and valued the fundamental meaning of the American Republic. He regularly exercised his right and duty to vote and write his congressmen, and other political leaders. Dad was almost an isolationist in his political views, seeing America through the eyes of the Founding Fathers, and believing, as did most of early Americans of the Republic, that America should go it alone in the world, an individual nation following the protestant ethic of self sufficiency,  rugged individualism, and determination, like the individuals that made  the land. Their viewpoint was a nation unto itself, not entangled in other nations’ affairs. Along this train of thought, Dad was a fan of the actor, John Wayne, who also was a strict patriotic American in dad’s day, and shared the isolationist views of the early Americans. In recent years, Dad saw the fundamental American Republican values decaying, and was very concerned about that, and even wrote articles, gave talks, and prayed daily on this theme. He protested against the rampant decay in moral values, the  growing lack of courtesy in society. I too have noticed the lack of courtesy today compared to when I was a younger man.

Dad, who served in World War 2, was a businessman during  the era of the Cold War,  in which fear of communists was rampant. Bomb alerts were practiced in schools and office centers. News was filled with the communists-under-the- bed threats. Even, the word communism, was an evil word not said in the home in just any manner of speaking. There were attacks and threats towards America on all sides.

I cannot say I agree with the entire worldview of my dad or my mom, although, much I do agree with. I see that dad was a great forecaster of history. As for mom, she  has always been very steadfast is believing in the genuine good of American society, and the innate goodness of people. Although, not as critical about issues like dad, mom formed much of her worldview from being with dad.

Dad knew the Wall separating free Europe from communist Europe would go down, years before it actually did. He know we would be fighting in the middle east for years, and that it would turn out to be an unpopular war. He saw that the emergence of globalism would change our concept of  citizenship and neighborliness, since globalism by its very nature is an attack on the the local community, reducing the importance on local issues, needs, affairs, since in a globalist mindset, the world is supposed to be a uniform, collective servant to the interests of one global community sucking in all the local communities in its influence, and conforming all interests to one united whole. Dad saw the wide attraction of this ideology among so many people, not really concerned or aware of why America was formed, how it was formed, and what separated America from the rest of the world.  It amazes me the correctness of dad’s forecasts, even if I do or do not personally agree with them or his ideology. He saw that Globalism has brought us to the era spoken of in the Communist Manifesto, which would make Marx  happy.

Dad was a thinker, and for that I am deeply grateful to have had him as a father. Although we had long arguments about world affairs, I deeply cherished the moments of discussing, and learning from dad.

Dad has since passed on, but I see more and more, the ills in society that concerned and irritated my father. He was particularly concern that Americans are losing a sense of patriotism, and instead are selling themselves to foreign and global interests. This is so true. If you take the time to read the Communist Manifesto, almost everything that Marx foresaw, and knew would happen, is happening. Depending on one’s worldview, this could be scary. The America of today, is more regulated, more socialistic, and more collective than ever. People work harder, and religion has been taken over by corporations which now serve for many, as churches and temples, with money, the Jesus of the day. Think about it, 30 years ago, people worked less, had more time for family, picnics, cooking in the backyard grill. I know, I was around then. I grew up in the era of ranch style homes, big spacious yards, neighbors visiting neighbors, helping neighbors, eating together. Marx wanted the masses to work harder as this would usher in his next level towards communism. He wanted our thoughts to be pulled away from issues to entertainment, and other amusements so that a new system can be ushered in without our awareness. How many of us actually have time to barbecue in the backyard like they did in the ranch style home era days of the 50s, 60s, and 70’s. We are so busy, that we can’t even take time to vote, or attend town meetings.

What I see, as the way for Americans to maintain their heritage of individuality, and creativity, is by connecting to the online internet community. Blogging, participating in the Web 2.0 experience, connecting with other users, is a way to speak for ourselves as individuals, and to continue forth the ideals for which we stand, believe and defend. The internet, has done so much good in bringing cultures, and viewpoints together, without the horrors of blood being shed, and free from the ever increasing encroachment of the government tentacles. Perhaps the  internet is the last frontier. We don’t seem to be making much progress in space.

Let us read over the early founding documents of America, and protect our going forward in this still wide open horizon of the online world.

I now list seven characteristics of a good American citizen that I learned from my dad.

Good American Citizenship requires:

1. A familiarity in the founding documents that made America a nation it had become. In any organization or group, we belong too, we should be familiar with the origins, the meaning of it all, and some familiarity with the founding documents.

2. The practice of common courtesy. Courtesy includes respect for each other, kindness towards each other, and recognition of each other as individuals with a special niche to fill in the world. It may take the form of helping someone cross the street, helping to clean up the community, helping our neighbors without though of payment in return, smiling and saying a kind word to people we come in contact with, and not being rude in traffic.

3. Paying attention to the news in whatever format: internet, newspaper, radio, television, and freely discussing news issues with others.

4. Going to the polls to vote, but prior to that, spending some time researching the issues, and the candidates so the vote we make is logical to our way of thinking.

5. Participating in assembly and collective events: town meetings, local governmental meetings, neighborhood associations, uniting with others over issues of concern, such as environmental, taxes, community development, housing, etc.

6. Openly discussing politics and current events, particularly local events with neighbors, friends and colleagues. There use to be much more open discussion. Today, I have noticed the shift of discussion more in other areas not related to the community, or common welfare. In a Republic, everyone’s voice is important, not just the majority voice, such as in a democracy. Dad explained the difference, and the founding fathers prefered the term “republic” over the term “democracy.”

7. Doing as much for yourself, and not depending on others or government for what you are able to do for yourself. In otherword, doing your share, working as a team, fulfilling your part, doing your deeds. Good citizenship promotes independence, education, self-sufficience, going it alone, but in a community, and having a community support if necessary. As citizens, we need to be alert to opportunities of providing assistance. Citizenship is about how to be good neighbors. American history if filled with stories of good neighbors.

Kenneth Fach, in Tallahassee, Florida 850-339-5753 Blog: KennethFach.wordpress.com


Considerations for homebuyers

October 23, 2007

 Buying a home is a serious life task. Most of us will go through this event multiple times in our lifetime.We buy, but we want to buy right. Below are some considerations for homebuyers.

1. Know your financial situation. Speak with three  mortgate professionals starting with  your bank, or mortgage company and see what the options are for purchasing a home. Check on your credit score, and get a copy of your credit report. Look at your debt to income, and make sure you have emergency funds stored away somewhere.

2. Know what kind of home or lot you want. Learn home styles, and see what style fits your lifestyle: ranch, cape cod, contemporary, traditional, etc. Think of location, location, location. Learn as much as you can about the neighborhood, using the internet to research as well as getting out and talking with neighbors in the area you are interested in. Determine what five features your home must have. Is one required feature a loft, or a fireplace, or an enclosed patio? You know what you like and don’t like. Be realistic however.

3. Know what services your real estate agent provides. Find out about neighborhoods, and properties via the internet, real estate websites, and blogs. Reading blogs is a great way to get descriptions of communities and neighborhoods, and feelings from people about living in those communities. Have the real estate agent email you regularly with market conditions, and homes that meet your lifestyle needs. Make sure the agent provides instructions on how to get out to the homes that you are interested in. Get all the photos you can. Trulia.com is a good source of information on homes for sale, and homes that have recently sold.

4. Know what a home inspector will look at and be proactive, walking around the property noting issues you may have. Also take photos.  Even though in Florida you are not required to get a home inspection, it is always a good idea, even if it is a new home. New homes can have serious issues. Bring up any material issue with your home inspector. Be present during any home inspection as well as the final walk through inspection. Inspectors usually like explaining things about the home.

5. Know that no house is perfect, and there is always one or more issues. The home inspector will usually find some issue, probably minor, however. The inspector’s job is to find anything that is not perfect.

5. Know what the closing costs are, and how they are broken down. Know what you will be required to pay, and what the seller will be required to pay. closing costs can be 3% to 6% of the total purchase price. Be prepared to have funds set aside to pay the closing costs, or see how much of that your lender will finance if you prefer to have as much financed as possible. Taxes, and insurance are prorated items. Make sure the seller cancels the old insurance policy and you get a new insurance policy on the home. Mortage interest is paid in arrears.

6. Know the meaning of the clauses in the real estate Sales Contract. Get a copy of the contract from the agent, via email or on paper. The Sales Contract is essential to a safe and harmonious closing. It is the guide post that the lender, title agency, seller and buyer have to follow. Ask your real estate agent anything in the contract that you want clarification on.

7. See me with your real estate related questions. I am always happy to discuss real estate with people.

Kenneth Fach, REALTOR, ePRO
Weichert, REALTORS-Anchor
1607 Village Square Boulevard, Suite B 103
Tallahassee, FL 32309
Direct/Text 850-339-5753  Blog: KennethFach.wordpress.com

EAch office is independently owned and operated.


Seven Fundamentals from my Dad

October 23, 2007

I am sharing seven fundamentals that my Dad taught me when I was growing up, and even when I got into the business world.  Dad gathered much of his inspiration from gardening. Dad was a great gardener and even constructed an awesome Japanese Garden, an authentic one, with pond, waterfall, walking bridge, pebbles, and stone. He spent time in the garden, and in nature, reflecting on current events, and on God.

These are the fundamentals dad taught me and I cherish:
1. Smile at everyone you come in contact with. A smile will make others feel better.
2. Be honest in your business dealings, and in relationships.
3. You can’t always have what you want in this world, but be patient.
4. Offer to help someone and go the extra mile. (Dad had the Scout spirit)
5.  Avoid organizations if possible since they start good, but often become corrupt.
6. Eat together around the dinner table, not in front of the television.
7. Learn to question things. Question the world, question religion, question institutions.

Dad was not a conformist, but rather, a critic of the way things are going. He came from a simpler time, and always found the world of today to be too complicated, too hasty, too much of a rat race. Dad wanted things to be slower, more relaxed, simpler.

 Kenneth Fach, Tallahassee 850-339-5753  Blog: http://KennethFach.wordpress.com


Weekend Camping in Seminole State Park

October 23, 2007

Again, another weekend past, and another camping trip has ended. It is so much fun setting up camp, exploring nature, cooking over an open fire, and meeting other campers.

This was another a series of campouts with the Scouts. We went to Seminole State Park in southwest Georgia on the enormous Lake Seminole. Georgia, as well as Florida has many state parks. Florida has 161, and although, I don’t know how many Georgia has, it must be close. Seminole State Park has probably, according to a forest ranger, the region’s largest stand of Longleaf Pines.

If you know much about pines, the Longleaf pine is not in abundance like other pines, since it has historically been harvested for its productive value. Longleaf pines grow with more space among the trees, whereas with other pines that are in more abundance, such as the Slash pine, and the Lolloby pine, the spacing among the trees is smaller. This is an important factor in ecosystems. Certain wildlife flourish in the greater space amoung the Longleaf pines. Certain turtle and snake species need the space between pines. The ranger explained it so well. When you visit state parks, do not hesitate to ask rangers questions. They are in the park day after day, and are usually a knowledge base of information.

We went on a hike through a wetland, and read the signs along the nature trail explaining the importance of wetlands in filtering the water supply and in preserving wildlife habitats.

Our campsite was right beside the lake, with a fantastic view. The park is so open and with many views, but with many trees too. The park system maintains clean and spacious bathrooms with shower facilities. There is a place to purchase firewood, so you don’t have to bring your own, or take from nature. The parks are always clean. What impressed me a lot about Seminole State Park, is that each campsite is big. I have been to many other parks where the campsites are much smaller.

Our next camping trip is to Paynes Praire near Gainesville, Florida. Then, we go to Manatee State Park in Florida. Then, off to camping on the Gulf of Mexico at St Andrews State Park in northwest Florida.

As always, after a camping trip, I  come back home refreshed, more appreciative of nature, and always with new knowledge of ecosystems. Nature is always an interesting teacher, and always teaches with examples.

I am very grateful that my son is learning about ecosystems, photosynthesis, biomes, flora and fauna, habitats at his elementary school. Our society places so much emphasis in other directions it seems, so I am always happy when we have opportunities to learn nature, from nature, and how to preserve nature. The state park system is a great project of preserving the little bit of natural land that is left. This is one big reason why I like living in Tallahassee, Florida. We are so close to parks like Seminole State Park, which is only a little over an hour from Tallahassee.

Kenneth Fach in Tallahassee 850-339-5753  http://KennethFach.wordpress.com


My Favorite Real Estate Tools

October 18, 2007

To get any job done, tools have to be used. Tools can be high tech, low tech, or no simple tech. Below is a list of the seven most important real estate tools that I use both in my work as a real estate agent here in Tallahassee, Florida, and in my personal life as a real estate observer.  I share this information as you may want to use these tools too. There are many other tools, but I like to list things in sevens. Here they are:

1. My smart device, which is a Treo 700wx. It keeps my contact database, notes, tasks, calculator, and provides me with my email on the fly, text messenging, Multiple Listing Service application, so I can view properties when with buyers or when studying neighborhoods. I have Google Maps, to view streets, neighborhoods, homes. I also have  a brower on my Treo device. I use it to blog, read blogs, particularly WordPress blogs,  and access websites wherever I am. I can research real estate sites. I can also view PDF files, and excel spreadsheets which I use to document neighborhood real estate data.

2.  A Blog. WordPress is my favorite blog platform for posting blogs,  and for learning and   keeping up with  real estate issues, from other bloggers. WordPress has a lot of dynamic content on so many topics. Buyers, sellers, as well as real estate agents use the blogging service. It is a learning experience to read peoples’ comments, and post comments on others’ blog posts. I consider this a people to people tool. Blogging is about sharing and interacting with others.

3. A digital camera to photograph properties. I have the camera on both my smart device and I have a more powerful stand alone digital camera.

4. A good email account. I use Gmail. I like the folder option, search option, and the filter control. I can also use Google talk and instant message with customers, and prospects while in my Google email account.

5. Google Calendar. I can text message Google Calendar and input events, or appointments, and get a text message back with the input as well as the input on my online Google Calender. So,  the event is recorded in two places. I also use the calendar tool which comes with my smart phone device. 

6. Three property date sources. I use Leon County Property Appraiser website. Most if not all counties, have public information from the local county’s property appraiser website, in which property data can be found: approximate square footage, age of home, dimensions, last sold date, sold amount, owner information, and more information. Also, Housefront offers a great service for accessing pertinent property data from you cell phone via a text message. I use this regularly. Trulia offers a public database of homes sold and homes on the market in localities around the country. It offers an excellent mapping tool, in which you can identify where the homes that are on the market and have recently sold. You can select criteria for searching, such as zip codes of interest, size of home, number of bedrooms, to name a few options for a search.  I use Trulia daily, but also use the Multiple Listing Service whcih offers detailed information, but you have to be members of the service. This is one of the most valuable tools of any real estate agent.

7. A measuring device certainly comes in handy. Buyers needs to measure room dimensions, even if the listing has the dimensions recorded. Mistakes can be found, and it is always in the buyers best interest to make sure the rooms, garage, property size are correct. There are a number of good measuring devices on the market. You can get simples devices or high tech devices. Sellers need to make sure the dimensions are correct before advertising their property.

If you want to know more about the tools I use, or have real estate questions, please contact me.

Kenneth Fach, REALTOR, ePRO
Weichert, REALTORS-Anchor
1607 Village Square Boulevard, Suite B 103
Tallahassee, Florida 32309
Direct/Text 850-339-5753  Blog: http://KennethFach.wordpress.com

Each office is independently owned and operated.


Keep Your Coffee Grinds

October 18, 2007

I did it, I called Starbucks and asked if they can save their coffee grinds as I would like to pick them up for my garden. The person at Starbucks stated that there are 6 other people who regularly go there with buckets to gather up the old coffee grinds. Wow, I was impressed. I have varified with a couple gardeners that used coffee grinds is great for the soil. You take the grinds and mix it in the soil around your vegetables and this really nourishes the earth. I have a number of vegetables and have started doing this as of the beginning of the last summer. Maybe that is why my tomatoes came in good this year.

Kenneth Fach in Tallahassee


A Great Benjamine Franklin Quote

October 18, 2007

“You will observe with Concern how long a useful Truth may be known, and exist, before it is generally receiv’d and practis’d. “

(From a letter writen by Benjamin Franklin in July of 1786 on lead poisoning)

Benjamin Franklin found the bad effects from lead poisoning in a number of different locations both in the Old World and New World. He saw it in industry. He saw water dripping from lead covered roofs into barrels and people drinking from the water and getting sick. Wow over a 100 years before a law was passed to alert and protect buyers from lead. The letters and writings are most enlightening as Franklin delved into many issues unrelated to politics and forming a new nation.

 Kenneth Fach, REALTOR, ePRO
Weichert, REALTORS-Anchor
1607 Village Square Boulevard, Suite B 103
Tallahassee, FL 32309
Direct/Text 850-339-5753  Blog: KennethFach.wordpress.com


Real Estate Structuralism

October 13, 2007

There is an underlying structuralism to real estate.

In literary criticism, “structuralism” is the analysis of a system’s structure and whether it is a closed or open system, and how all the parts in the system interact. Structuralism is a theory, although, not a new one, applied to studying the work of a particular author. We know that there is a structure to the world around us, and to the universe, and that there we all belong to a powerful system, as do all living and nonliving things. Therefore, structuralism is about life, and everthing in it. It demonstrates that there is a science to real estate, to the event of buying or selling a piece of land with a building on it. To understand science, the science or anything, you have to understand the vocabulary. Below I discuss terms to help analyse the structure of real estate, so we can view and analyse the real estate system, which we can call, operating system. The result is having the knowledge of how real estate is formed, or structured, and therefore how it works.

Since technology allows for a fuller understanding of the subject of structuralism, I will use terms that may not have been used by the early structuralists.

We start with a system, or Operating System.

For a system to be a system, there must be inputs, processes, outputs, and feedback. This forms one cybernetic structure. In real estate, the inputs are associated with the desire and need to buy or sell property. There is a process involved in buying and selling real estate, and there has to be a process or the operation or the real estate transaction fails. The output is what occurs as a result of proper inputs and functional processes supporting the inputs, and developing the inputs. The feedback is the happy ending, but which continues the cycle since buying one home, is not the end. Real estate is an unending cycle, always in motion. Markets change. We have buyers markets, sellers markets and normal markets, but real estate is always in movement, never resting, for where there are people, there is the demand, necessity and desire for real estate.

A system cannot operate without laws, rules and principles. In real estate, there are national laws, regional laws, state laws, local laws and ordinances. There are homeowners association bylaws, condominium bylaws, zoning laws, laws that govern mortgate loan processes, laws that govern real estate agents, laws that sellers must adhere to. Real estate is highly regulated as it is a complex system, with many, many parts or players. The Statute of Frauds states that real estate contracts must be in writing for the contracts be be enforced. Documents have to be signed. This brings the element of order to the transaction.

There has to be ORDER. Order has to do with how the components in the system are arranged and organized. Just view each role each player has in a real estate transaction. If one piece of the transaction is missing, that could be devastating. There could be disorder resulting in an upset. This is not good!

Is the system Open or Closed? Is there anything external to real estate that ifluences the buying and selling process? Why certainly there is: the world, national, regional, and local economy. The supply of houses and the demand for houses. Real estate is not a closed system. It is not a fixed system. It is always influenced as well as influences the environment around property.

Categories are according to Webster, “defined divisions in a system of classification.” Categories are tools within the order of the open or closed system. In real estate, there are categories of architectural types of dwellings: single family, duplex, townhouse, condominium, office building. There are more specific catefories, such as categories of single family homes: Ranch style homes, Cape Cod, Tudor, French Colonial, Contemporary, Victorian, Bungalow, etc. There are divisions within the mortgage industry, and type or categories for loans: fixed rate, adjustible rate, interest only. The examples go on and on. There are also categories of buyer types seller types.

The Helpers in the system of real estate are the support mechanisms working together to get the real estate transaction closed and settlement reached. Real estate agents are the big helpers in a real estate transaction bring all the parts together harmoniously and coordinating the activities of the helpers.The stumbling blocks met along the way, and there usually are one or more, are the Enemies. Real estate agents try to prevent, and resolve issues, and that can be a challenge in some cases. Sometimes the enemy may be the other party as in the case of a seller refusing to cooperate with the buyer, or the buyer not being open, honest and fair with the seller.

In real estate as in any system there are symbols. These symbols can be object, subjects, the helpers and the enemies. A real estate sales contract, or purchase agreement is an honored tool or symbol. It is the keynote speaker in the system. It sets the agenda, the pace, and the to dos. the MLS is a symbol of the agent’s knowledge base of property data, and market forecasts. It is the indispensable tool that aids the helper, the real estate agent. Another symbol is the mortgage contract. Another is the deed to the property. There are many other symbols too.

How we view real estate as a whole or locally is our paradigm, or worldview. Buyers and sellers view property in differents depending on which role they are in.

I hope this provides a clear picture in thought of a complex system’s structure, that of real estate in this example. The real estate system never ever stops, or rests since where there are people, there is the need and desire for shelter, but not just a ceiling, door and walls, but a whole lifestyle. Real estate works in synergy with the whole fabric of human lifestyles, and economics. We all are players in this system. We all have roles.   Some players are more involved, and more directly impact the system than others. Real estate is a very strong, I would say the powerhouse of the world, and of our lifestyles.

Kenneth  Fach, REALTOR, ePRO
Weichert, REALTORS-Anchor
1607 Village Square Boulevard,  Suite B 103
Tallahassee, Florida 32309
Direct/Text  850-339-5753  Blog: http://KennethFach.wordpress.com

Each office is independently owned and operated.


Reaching out to the World through Blogs

October 6, 2007